How Much Does It Cost to Transfer a Car Title in AZ?
Transferring a car title is an essential step in the process of buying or selling a vehicle in Arizona. It ensures that the ownership of the vehicle is legally transferred from one party to another. However, many individuals are often unsure about the costs associated with this process. In this article, we will explore the various fees and expenses involved in transferring a car title in Arizona.
The cost of transferring a car title in Arizona primarily depends on several factors, including the vehicle’s age, weight, and the county in which the transaction takes place. Here is a breakdown of the fees you may encounter:
1. Title Transfer Fee: The standard fee for transferring a car title in Arizona is $4. However, some counties may charge an additional fee of $1 or $2 for each transaction.
2. Vehicle License Tax: Arizona has a vehicle license tax, which is calculated based on the vehicle’s assessed value. This tax is payable when the title is transferred, and the rate varies depending on the vehicle type and its current value.
3. Registration Fee: When you transfer a car title, you will also need to register the vehicle in your name. The registration fee is based on the vehicle’s weight, and it typically ranges from $8 to $32.
4. Emissions Testing: In some counties, such as Maricopa and Pima, a vehicle emissions test is required before the title can be transferred. The test costs $25, and if the vehicle fails the test, repairs may be necessary, which would incur additional expenses.
5. Vehicle Inspection: If the car is being transferred from out-of-state, it will require a VIN inspection. This inspection can be done by a certified inspector at the Arizona Department of Transportation (ADOT) or a licensed third-party provider. The inspection fee is usually around $20.
6. License Plate Fee: If you need new license plates, you will have to pay an additional fee. The cost varies depending on the type of plate and customization options.
7. County-Specific Fees: Some counties in Arizona may charge additional fees for transferring a car title. These fees can range from $5 to $25 and are specific to each county.
Now, let’s address some frequently asked questions about transferring a car title in Arizona:
1. Can I transfer a car title without paying off the loan?
No, you cannot transfer a car title if there is an outstanding loan on the vehicle. The lienholder must be paid off before the title can be transferred.
2. What documents do I need to transfer a car title?
You will need the original title, a completed title transfer application, a notarized vehicle identification number (VIN) inspection form (if applicable), and payment for the fees mentioned above.
3. How long does it take to transfer a car title in Arizona?
The Arizona Department of Transportation usually processes title transfers within 15 business days. However, some transactions may take longer, especially if there are any outstanding issues or errors in the paperwork.
4. Can I transfer a car title online in Arizona?
Yes, Arizona offers an online title transfer service called the “eTitle Transfer.” This service allows you to complete the title transfer process online without visiting a Motor Vehicle Division office.
5. Do I need insurance to transfer a car title in Arizona?
Although not required, it is highly recommended to have insurance coverage on the vehicle before transferring the title.
6. Can I transfer a car title to a family member without paying taxes?
Yes, transfers between immediate family members, such as spouses, parents, children, and siblings, are exempt from paying vehicle license tax.
7. What if I lost the title to my car?
If you have lost the title to your car, you can apply for a duplicate title through the Arizona Motor Vehicle Division. There is a fee for this service, and you will need to provide proof of ownership.
In conclusion, transferring a car title in Arizona involves several costs, including the title transfer fee, vehicle license tax, registration fee, emissions testing (if applicable), and other county-specific fees. It is essential to prepare the necessary documents and budget for these expenses to ensure a smooth transfer process.